E' vero che ogni paese ha le sue peculiarità pero' e' divertente scoprire come a volte su certe quetioni i pensieri siano così simili.
--Innanzitutto un commento di un AI inglese(ribassista):
www.moneyweek.com/blog/why-estate-agents-need-house-prices-to-fall-00153.aspx#...
Why estate agents need house prices to fall
In the process of looking for a house for my own family I have seen a huge number of overpriced houses. Many are still on the market thanks to the fact they have been too highly valued by the agents.
Once a seller has a price in their head it is really hard for them to take less, and that's one of the main reasons why the current market (outside prime London) is so very illiquid.
---e poi un commento...cambiano le cifre ma gli interventi del governo sono molto simili.
The government have all but stopped forced sales (i.e. the free market) by:
1) Paying mortgages of up to £200k @6% for those who lose their job
2) Reducing the base rate to an insane 0.5% in the face of over target inflation.
difatti così come da noi hanno creato una serie di iniziative per facilitare la vita ai mutuatari in difficoltà anche in UK vi e' un programma di sostegno.
www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArrears/DG_...
Homeowners Mortgage Support
Mortgage Rescue scheme
Insomma il governo e le banche sanno di aver esagerato e sanno che non possono permettersi di far fallire tutte quelle persone che hanno comprato casa con mutuo seguendo le facili regole del debito ad oltranza....gli USA fanno scuola.
---altro commmento fondamentale:
I have bought and sold about 14 properties in my life to date and have detected a similarity in the way estate agents behave.
When selling I always seek at least 3 estate agents valuations before setting the asking price. An agent arrives, looks around, then invariably asks me what price I wish to market the property at. They never give their own valuation first, and this is because at this stage they have only one aim... to get the business and not to suggest a valuation lower than the clients in case of offending. I always decline to give my own valuation first and explain that I want the agents valuation unbiased by my own. They looked shocked but swiftly state their own value which is always slightly higher than the true market value. One of the 3 agents will give a value much higher than the others....
the reason is they all want the business.
proprio quello che penso e ho detto io in base alla mia esperienza...
[Modificato da pax2you 13/04/2010 09:35]